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Credit Overview

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Written by Ronald Lim
Updated over a week ago

Feature Overview

The Credit feature offers a flexible and convenient way for members to top up and use funds within your ecosystem. Whether it's for purchases, redemptions, or participation in loyalty activities, Credit enhances the payment experience while providing businesses with greater visibility into customer spending behavior. This stored-value system improves cash flow, drives repeat purchases, and strengthens customer loyalty.

Core Components

  • Account Top-Up
    Allow members to add funds to their account balance via online or in-store channels.

  • Credit Usage
    Enable spending of credit for product purchases, reward redemptions, or other program-related activities.

  • Balance & Transaction Monitoring
    Track credit additions, deductions, and remaining balances in real time, accessible by both customers and staff.

  • Point-of-Sale Integration
    Support for in-store credit usage through the Eber Store App or compatible PoS systems.

  • Business Insights
    Access analytics on spending behavior, credit utilization, and customer engagement trends.

Use Cases & Examples

Here are common ways the Eber Credit feature can be used effectively:

1. Prepaid Shopping Credit

Purpose: Encourage customers to load credit in advance for purchases

Use Case:

  • A café offers customers the option to pre-load $100 and receive $10 bonus credit.

  • Customers use credit for seamless cashless payments in-store.

2. Event or Festival Wallet

Purpose: Streamline payments during events or seasonal campaigns

Use Case:

  • Organizers issue event-exclusive credit for use at booths or food stalls

  • Credit balances can be topped up through QR or link

3. Member-Only Redemption Credit

Purpose: Restrict special redemptions to credit-only payments

Use Case:

  • Exclusive merchandise or premium rewards require spending Credit rather than cash or points

💡 Ready to simplify transactions and drive customer loyalty? Start using Credit to create a seamless payment and rewards experience for your members.

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